Fred Abernathy Insurance

(872) 703-3302

Coverage That Fits Your Life

Secure Your Family, Property, and Business with Trusted Insurance Coverage

From home and auto to life and business, get tailored insurance plans designed to protect what matters most to you—so you can focus on living today and planning for tomorrow with confidence.

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Tailored Protection

We customize your insurance to match your unique needs—not the other way around.

Reliable Service

We’re committed to timely, responsive support that puts your priorities first.

Proven Track Record

Clients count on us year after year for clear guidance and dependable coverage.

About Us

Insurance Solutions Centered Around Your Life

Fred Abernathy Insurance delivers personalized insurance solutions for individuals, families, and businesses across a variety of needs. Whether you’re looking for life insurance, commercial coverage, or protection for your vehicle or home, we’re here to make it easy and affordable. We take pride in helping our clients make confident decisions without pressure or confusion. With years of service and a deep understanding of what matters most, we ensure each policy delivers value and peace of mind—today and into the future. Count on us for simple, flexible coverage that works for you.

Support for Life’s Risks

Here When It Counts

Whether you’re just getting started or reassessing your current coverage, we’re here to help you make confident choices. From everyday protection to long-term planning, we offer practical solutions you can count on.

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Insurance Services In Carbondale IL

Auto Insurance

Motorcycle Insurance

Truck Insurance

RV Insurance

Boat Insurance

ATV Insurance

Life Insurance

Whole Life Insurance

Term Life Insurance

Indexed Universal Life

Fixed Annuities

Retirement Income Planning

Tax-Free Earnings

Final Expense Insurance

Mortgage Protection

Home Insurance

Vacant Property Insurance

Landlord Property Insurance

Renters Insurance

Commercial Property Insurance

General Liability Insurance

Commercial Auto Insurance

Workers’ Compensation

Business Owner Policies

Quick, Simple, Personalized Options

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Take the first step toward smarter protection with a free, no-obligation quote. Just answer a few quick questions and we’ll provide coverage options that fit your needs—without hidden fees or complicated terms.

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Get in touch

Reach Out for Personal Support

Have questions or ready to start your coverage? Contact Fred Abernathy Insurance today. Whether you’re shopping for new coverage or updating an existing policy, we’re just a message or phone call away. Let’s talk.

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Our Client’s Feedback

What Our Clients Say

Clients choose us because we listen, simplify the process, and provide insurance that feels like it was built just for them. That’s why so many come back year after year—for service that makes a difference.

Cynthia Hunter

Client

Great service and great rates

Don Lorenzen

Client

Fred has always been helpful and courteous whenever I have questions.

denise greer

Client

You can find insurance anywhere but it’s the level of customer service for me. The attentiveness, intentionality, and focus that I receive as a client is the differentiator.. We all have to have insurance but I want to spend my money where I am valued and well taken care of.